Highest Paying NJ Online Casino

We’re here to help you find the highest payout online casinos in NJ. New Jersey is the home of Atlantic City, the Las Vegas of the east coast. They know gambling better than most. It’s no surprise that you’ll find some excellent online casinos based out of NJ. You’ll also find some of the best paying slots with the highest RTP, which we’ll talk about in this article.

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By Lars Wahlström - Updated January 27, 2023

Reading time: 14 minutes

What Are the Highest Payout Online Casinos in NJ?

Gambling online isn’t all that different than sitting in front of a physical slot machine at a land-based casino in New Jersey. You want to do your research and find an online casino that’s going to pay well. This is something we can help you with. Our lists will point you to the highest payout online casinos in NJ.

If you like playing slot machines, you’ll want to find the top paying slots with the highest percentage of payout. What’s great is that this information is all available online. That’s how we’re able to compile such popular lists. It’s all numbers.

By looking at the statistics behind every online casino, you can see which ones are paying out and which ones aren’t.

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Best Slots with the Highest RTP

When we say you want the best slots with the highest RTP, we’re talking about “return to player,” which essentially means what the machine will give back to you. You can sit there all day long, pulling that virtual level, and not win a thing. The machines are more than happy to take all of your money.

If the slot has a high RTP percentage that means it’s going to pay you pretty well for putting so much money in. The idea, of course, is to get paid out more than you put in. That’s how you wind up in the black and leave with more money than you came in with. That’s why you only want the highest payout online casinos in NJ.

Top 5 Slots

SlotRTP (Return-To-Player)
Mega Joker99%
Jackpot 600095.10 – 98.90%
1429 Uncharted Seas98.60%
Blood Suckers98.00%

Top Paying Online Slot Machines with the Highest Percentage of Payout

There are a lot of slot machines out there. You could spend hours sorting through all of the fancy artwork, looking for one that appeals to you.

A better idea is to do some research, check out the lists that we offer, and go for the top paying slot machines with the highest percentage of payout. Of course, you want something that you’re going to have fun with.

That being said, you ultimately want to win and that’s what the goal is. The coolest slot in the world is worthless if it doesn’t payout. Don’t be fooled by the bright colors and loud noises. None of that will matter if you walk away broke, so find a machine that pays. Focus on the numbers!

New Jersey Casino Slot Machines with Highest Payouts

All slot machines located at casinos in New Jersey must have payout return of at least 83% according to New Jersey gaming regulations. These are the March 2021 payout return for gamblers at Atlantic City casinos. According to the report the highest returns come from Harrah’s, Borgata and Resorts.

New Jersey Casinos and Slot MachinesRTP
Bally (1,480 slot machines)89.8%
Borgata (2,856 slot machines)90.8%
Caesars (2,125 slot machines)90.5%
Golden Nugget (1,207 slot machines)89.6%
Hard Rock (2,189 slot machines)90.5%
Harrah’s (2,031 slot machines)91.5%
Ocean (1,690 slot machines)89.9%
Resorts (1,374 slot machines)90.8%
Tropicana (2,351 slot machines)90.2%

Highest Payout NJ Online Casinos

New Jersey has multiple online casino games to offer players. So you’re sure of enjoying great moments playing the virtual gambling matches that you cherish. The aim of many players, however, is not just playing, but winning in the games they play.

In this regard, what you should note is that not all games can offer you a favorable chance of winning. Therefore, it’s important to understand the aspects that you should consider before selecting a particular game if your objective is winning. This review offers you juicy tips and tricks for identifying the highest payout online casinos in NJ.

Definition of High Payout Online Casinos in New Jersey

Figuring out the chances you’ve of winning at a virtual casino is not a walk in the park. However, many bookies help you to make the right decisions by offering you various stats, including payout statistics.

Besides, many gambling matches have identified regulations with calculable outcomes. You should, therefore, understand how to interpret them to make the right decisions.

Most casino websites depend on independent service providers to evaluate their games and offer them important insights. For example, a trustworthy stat that you can rely on to make your decision comes from eCOGRA. Some casino websites hire this global company to provide objective stats about their platform.

An important stat that eCOGRA and other independent monitors evaluate is the average percentage payout. The figure shows the rate of bettor wagers given back as winnings during a specific period.

Occasionally, high payout casinos announce a big winner of their jackpots.

House Edge and RTP Explained

Each casino match has in-built supremacy that’s friendly to the house.  This is because casinos are in business and have a way of protecting their ventures. The build-in mechanism allows the bookmarker to attain their aim of profit-making.

What you should note, however, is that each casino game has a specific edge that enables the bookie to continue with the business. Therefore, the House Edge differs from game to game. Below here find the definition of House Edge and RTP.

House Edge

Casino matches don’t have the same probability of winning for both the player and the bookmarker. The edge is the measure that covers how skewed a match is towards a casino.  Both the physical and virtual casinos have a build-in edge, which ensures that bookmarkers remain in business and make profits.

The House Edge, however, doesn’t imply that you can’t win a casino match. Players have to win for the casino to be in business.  No player would risk their money on casinos that offer them little assurance of winning. NJ virtual casinos offer different house edge for their games.

Generally, slot matches have an inflated house edge compared to table matches. But within these broad classifications, there are major differences. For instance, some NJ virtual slots might have a house edge of 9%, while others may have a house edge of 5% or less.

For those who opt to play table games in NJ, you’ll take advantage of their lower house edge that may be 0.5 and less. The bettor, however, should apply the best tactics to gain from the lower house edge.

Return To Player (RTP)

Return To Player is a phrase that describes the total amount that gambling matches or slots pay back to their clients. The amount is expressed as a percentage and is computed from plays over an extended period. RTP is the opposite enumeration to the house edge, the supremacy of the bookmarkers in their game offerings.

For example, a match with a recorded house edge of 5.26% has an RTP of 94.26%. And these are the figures that feature on a match on NJ online casino sites.

While playing your games, it’s critical to remember that RTP is not a trustworthy signal on how you’ll perform in a session. Your outcomes may digress in different directions because of the different factors.

Best Online Casino Games with the Highest RTP

In many occasions, you win casino matches through luck. However, there exist many games with inflated RTP that you use some skill to emerge victoriously. When you take time to learn the tricks and tips of playing such games, like black and video poker, your strategy will pay off in the long run.

Some players settle for games like slots because they don’t like to take time to learn the skills of playing high RTP matches. However, what such players should understand is that the simple games they select are not the best for serious bettors who want to win big from betting.

If you like playing progressive jackpot matches, you should remember that they have a smaller RTP. Your intention of wagering on such matches is to win a mega-prize. However, such big payouts come once in a blue moon, and the price you’re paying is small.

The Best Table Games with a High RTP

Although the New Jersey casinos offer bettors multiple games, blackjack is outstanding because it constantly provides excellent payout percentages. The game’s rates aren’t the same as various bookmarkers offer different forms of the game.

You may be surprised to note that the same bookie may offer different versions of blackjack. What determines the value of blackjack games? The worth of this game is dependent on the number of decks and particular rule variations.

When you get an opportunity, it’s advisable to select the match with the best rules and maximum RTP. The types of rule variations that are good to you include:

  • A smaller number of decks
  • Dealer standing on soft 17
  • Doubling down after splits allowed
  • The game pays 3-2
  • Surrender
  • Dividing of duos allowed

What bettors need to be aware of is that no blackjack can contain all the above elements.  If such a case were to take place the House Edge that ensures that the bookie remains in business will tilt to favor the player. This means that when you see any friendly rules, some others are removed as well.

What Determines the Best Online Casino Games with the Highest RTP?

When evaluating the value of black games, most punters tend to assess the odds only. However, multiple factors can help you in deciding which games to play. Some of them include:

  • Low House Edge: The house edge has an impact of the probability you’ve in winning a game. In this regard, a lower house edge offers to improve your probability of winning the game. The standard house edge for a typical blackjack game is between 1% and 2%. Such matches feature 6 or 8 decks and pay 6:5 on the natural blackjack game. If you want to gain an advantage while playing such games, it advisable to go for a table that provides 3:2 disbursements on blackjack.
  • Flexible bets: There are a few tables in New Jersey that can enhance your probability of winning. While evaluating these matches, it’s critical to find out their bet requirements. For instance, the top-notch NJ blackjack tables require that you pay at least $50 per hand.
  • Excellent VIP Rewards: Many online bookies in NJ offer competitive VIP rewards perks. However, there are those bookmarkers that are superior in terms of their VIP bonuses. For example, Ocean Casino Resort beats many establishments in offering superior VIP points.

Casinos in NJ Offering the Best Single Deck Blackjack Games

If you’re looking for the best high-paying casinos offering single deck blackjack games, then Tropicana and Virgin can offer you a good start. The single deck blackjack game is a friendly game to punters. Save for minor unfavorable rules; the game keeps many excellent rules.

For instance, the dealer stands on soft 17, and the game has a payout of 3-2. Other favorable rules for the player include:

  • Single deck
  • No hole card
  • No resplits
  • Dealer stands on soft 17
  • No surrender
  • Punter plays on wagering position only.

The two websites list the RTP of the game at 99.91. Regardless of the stats, the game is exceptional.

High Paying Online Casinos in NJ Offering the Best Multi-Deck Blackjack Games

Many outstanding multi-deck games also exist in NJ. If you want to play such games, it’s essential to choose those with an RTP of 99.5% and over. Many casinos offer the games, but Virgin and Tropicana websites are exceptional.

Punters play with eight decks on the sites mentioned above, as well as enjoying friendly rules. The two sites offer the multi-deck games at an RTP of 99.64%.

How to Select the Best Slots in NJ

While selecting online slot games in NJ, there are multiple factors to consider in addition to glittering reels. These include:

  • The slot must be available and located in New Jersey: This should be your first assessment before you delve deeper.
  • High RTP: The best slot should have an RTP of more than 95.5%.
  • Reputation: You should select a slot from a reputable New Jersey virtual casino.
  • Rewards: Consider slots full of free spins, reward rounds, and others.
  • Visuals and soundtrack: Choose the ones with top-notch exciting soundtracks and fantastic visuals.

Worst Online Casino Games with the Lowest RTP

While there are a good number of casino games that have a favorable RTP for bettors, there are those that don’t deserve your attention because of their unfriendly returns. We have listed and explained them here so that you don’t waste much of your time on them.

Blackjack Games and Wagers with the Worst Return

Blackjack is an excellent table game because it offers exciting returns. However, within the classification, there are multiple options. The following are some blackjack games with unfavorable RTP:

  • Live Dealer Games: The live dealer category brightens up your gaming experience by adding an element of social interaction, which is missing in most online casino games. However, bettors get a raw deal in return to this unique entertainment value. The game comes with rules that are unfriendly in comparison with the variations of blackjack games. The house edge on this game is 1% which gives the dealer an upper hand over you.
  • Unlimited blackjack: This game has done away with the need to wait for a table because it uses public cards to enable multiple players to play at the same time. The downside of the game is that it has unfavorable rules for players compared to standard blackjack. For instance, the pair splitting rule is stringent for players.
  • Optional side bets: Multiple blackjack games also provide elective side wagers. For instance, 21+3 and perfect pairs. Although these side bets are loaded with entertainment, their house edge is higher than the typical blackjack games. So it would help if you gave them a wide berth.

Low Bets of Baccarat

Baccarat is an excellent table game but requires bettors to focus on the typical wagers and avoid other alternatives. For instance, you need to steer clear from Dragon Bonus side bet, with its over 9% house age.


Roulette is another terrible table game that you may need to avoid in NJ. However, multiple options exist, and you may need to evaluate the best ones in terms of RTP. For starters, concentrate on games with a single zero, and avoid those games with a single and a double nought.

If you can get French roulette, you’ll be home and dry because it offers the best wagers.  Another amazing bet you should consider under the roulette category is European roulette, which has a wheel with one naught.

Its house edge is 2.7%. The terrible variant of roulette to avoid is American roulette, with its addition of a double zero and enlarges the house edge to 5.26%.

Online wagering presents other forms of roulette that you can bet on. The games add variety to your roulette playlist which kills boredom. The best ones include:

  • Multi-wheel roulette
  • Double Double Bonus spin
  • Multiview roulette

Additional Table Games to Avoid

The other table games to avoid because their worst returns include ‘Let it Ride’ and ‘Three Card poker’. The two have a published RTP of 95.75% and 94.33% respectively.

Video Poker Games with the Highest Rate of Return in NJ

Players who are looking for high returns in NJ can also venture into video poker games. Like table games, video pokers exist in multiple forms and the version the punter chooses determines the rate of returns.

You can increase your chances of earning from these games if you apply various tactics. So it’s critical to take your time to learn some tactics to use. Some of the best video poker games to play include:

  • Deuces Wild by Game King: This is one of the best games with the highest RTP in NJ. Deuces Wild by Game King is available in Three-and Five forms and delivers excellent RTP of 99.73 RTP.
  • Jacks or Better by Game King: This is one of the best video poker games that you can play on NJ casinos. One of its best perks is that it’s simple to play, unlike Deuces Wild by King which is complex. If you’re a beginner, consider starting with this game because of its simplicity. If you apply the optimal playing tactically, the game delivers a 99.54 RTP.

Benefits of Low Wagering Requirements

Because online bookies are aware that many of their slots come with a high house edge, they’ve set a lower betting requirement for settling rewards with the games. For instance, some NJ casinos can impose a 50x reward betting requirement for settling a reward with their video poker or blackjack.

This is contrary to the requirements of slots that feature only five or 10x reward playthrough. An exception online casino in NJ is Borgata whose bonuses in all games have a 15x betting requirement. For this casino, all games are equal, and it beats logic to settle a reward with slots.

How to Find the Best-Paying and Legal Casinos in NJ

Before you choose an online casino in NJ, you should consider various factors, including:

  • License and regulations – A legit online casino in NJ must be approved by the New Jersey Division of Gaming Enforcement (NJDGE). The casino must hand in all its games for audit by the NJDGE. The bookmarker should ensure that bettors over 21 years are the eligible ones to play for money games.
  • Safety and security – All online casinos licensed and regulated by NJDGE are safe and secure. The best casinos also support responsible gambling strategies like self-exclusion, deposit limitations, and offer helpful information and links to assist bettors with problems in betting. Additionally, safe online casinos use SSL technology to ensure that their client’s financial and personal data is secure.
  • Trustworthy and reputation – Trustworthy and reputation come from the reviews and testimonials of the previous clients. A reputable online casino enjoys raving client reviews because of its quality of services and products. Additionally, a reputable casino has a standby customer service that is available in 24/7.
  • Number and variety of games – The best online bookie in NJ offers a broad range of table, slot, and video poker games. The website must have bettor-friendly odds, and give the house the minimal edge.
  • User experience (mobile app) – Different mobile casino apps present multiple experiences to bettors. The best mobile casino apps are quick, simple to use, and available for both android and iOS devices.
  • Bonuses and promotions – Bonuses attract many clients to the site and motivate them to play. It would help if you considered the kinds of bonuses and promotions that an NJ online casino offers before choosing it. It would help if you chose a casino that offers attractive account opening bonuses and ongoing promotions for the existing clients.
  • Loyalty program (VIP-Program) – Different online casino sites in NJ offer players some points as a reward for their loyalty to the bookmarker. Through these loyalty programs, members can enjoy multiple perks like free diner and hotel stays in the brick-and-mortar company’s restaurants. Because different virtual bookies in NJ offer different VIP programs, it’s advisable to do some research and choose those that offer the best schemes.
  • Deposit and withdrawal options – Lastly, the best online gambling sites in NJ should offer different hassle-free deposit and withdrawal options. Different casinos accept various options, such as Play+, e-wallets like PayPal and Skrill, credit/debit cards, Bank wire, PayNearMe, etc.


Are betting sites in New Jersey controlled?

Yes. The NJDGE issues licenses to online casinos and oversees their operations. The main role of NJDGE includes examining license applicants, monitoring the running of casinos, and checking the integrity of virtual gaming tools.

How can I choose the best online table games in NJ?

You can assess various aspects before deciding the best table game to select. These include a low house edge, flexible bets, and VIP bonuses. A low house edge offers you a higher chance of winning the game. The VIP-program rewards customers who stick to the bookmarker. You can use these points in exchange for dinner or hotel stays in the bookie’s physical restaurants.

Which methods of payments and withdrawals do NJ casinos approves?

Different NJ casinos have various methods that they accept for payment and withdrawals. Most of them approve e-wallets like PayPal, PayNearMe, Play+ prepaid cards, bank transfer, and credit/debit cards.

What is the right age I should attain before I start betting in NJ?

You must be 21 years and above.

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